How to Prepare for JAIIB 2025: Strategy, Study Plan & Resources

If you're working in the banking sector and looking to accelerate your career, JAIIB (Junior Associate of the Indian Institute of Bankers) is the ideal starting point. Conducted by the Indian Institute of Banking and Finance (IIBF), JAIIB aims to equip banking professionals with essential knowledge in banking principles, finance, legal aspects, and the Indian economy.
With JAIIB 2025 around the corner, having a clear preparation strategy is essential. This article will walk you through a focused study plan, subject-wise tips, and the best resources to help you crack the exam confidently.

What is JAIIB?

JAIIB is an entry-level certification for bankers. It consists of three compulsory papers:
Indian Economy & Indian Financial System (IE & IFS)

Principles & Practices of Banking (PPB)

Accounting & Financial Management for Bankers (AFM)

Passing the JAIIB exam can lead to monetary benefits, faster promotions, and a stronger understanding of core banking operations. Many banks also offer fee reimbursement for successful candidates.

Syllabus Overview
Here’s a quick summary of the syllabus:
IE & IFS: Covers economic systems, banking structure, RBI, financial institutions, and regulatory bodies.

PPB: Includes banking functions, risk management, customer service, ethics, and digital banking.

AFM: Focuses on accounting principles, financial statements, ratios, costing, and budgeting.

Stay updated with the official IIBF syllabus PDF to align your preparation with the latest guidelines.

60-Day Study Plan
Even if you have only two months left, a structured plan can make a big difference.
Days 1–20: Concept Building
Allocate 6 to 7 days per subject

Use IIBF books or reliable video lectures

Make short notes for quick revision

Days 21–40: Practice Phase
Solve chapter-wise MCQs

Revise difficult topics

Begin short mock quizzes

Days 41–60: Revision and Mocks
Attempt full-length mock tests

Focus on weak areas identified in tests

Revise using summary notes

Subject-Wise Preparation Tips
IE & IFS
Focus on economic terms like GDP, inflation, and fiscal policy

Read financial news for better context

Make notes on RBI policies and financial sector reforms

PPB
Understand day-to-day banking functions

Ethics and customer relationship questions are usually scoring

Study banking technology updates (UPI, NEFT, IMPS)

AFM
Practice accounting numericals daily

Focus on ledger entries, balance sheets, and ratios

Revise formulas regularly

Top Resources for JAIIB Preparation
Books

IIBF official books

Edutap’s concise notes and summaries

Online Classes

Edutap video lectures

YouTube revision marathons

Mock Tests

Edutap’s full-length mock series

Previous year question papers

Mobile Apps

Edutap App

Adda247 for quizzes and updates

Final Tips to Crack JAIIB
Start Early: Even 1 to 2 hours a day can yield great results with consistency.

Use Active Learning: Make flashcards, mind maps, and summaries to reinforce memory.

Mock Test Analysis: Do not just take tests—review your mistakes and improve weak areas.

Stay Informed: Follow IIBF notifications and join discussion forums for updates and motivation.

Exam Snapshot


Paper              Question      Marks        Duration


Each Paper              100               100                2 Hours


Format                MCQ                   Online       Yes

There is no negative marking, so attempt all questions.

Your Next Step
Clearing JAIIB 2025 can be your gateway to professional growth in the banking industry. With the right resources, a solid strategy, and consistent practice, cracking this exam is absolutely achievable.
Platforms like Edutap offer structured video courses, expert mentorship, and reliable study materials to simplify your preparation journey. Start today and take the first step toward career advancement.

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